The majority of those who enrolled in the Patient Protection and Affordable Care Act plans through the exchanges will be auto-enrolled in the same health plan they selected in 2014 this coming enrollment period,( 15th November 2014-start) as well as receive the same subsidies, if applicable, the administration said.
The rule was proposed by the Centers for Medicare and Medicaid Services.
“As we plan for open enrollment in year two and continue to build a sustainable long-term system, we are committed to simplifying the experience for consumers by allowing auto-enrollment,” HHS Secretary Sylvia Mathews Burwell said in a news release. “We are working to streamline the process for consumers wishing to remain in their current plan.”
The new option may give the administration a head start on increasing number of Americans getting coverage under the law.
Consumers who are automatically re-enrolled in PPACA plans will still have the option of changing plans during open enrollment, which runs Nov. 15 through Feb. 15, according to the rule. Enrollees also can return to the system to report life changes.
Even if someone is no longer eligible for a subsidy, they will still be auto-enrolled in their current plan, just without a tax credit, HHS said. State-based exchanges may also take this approach, HHS said, or may propose an alternative.
Under the rule, “consumers in the federally-facilitated marketplace will receive notices from the Marketplace informing them how to update their information to get a tailored and updated tax credit that keeps up with any income changes,” HHS said in its press release. “Consumers will receive information from their health insurance company about the premium and the amount they are eligible to save on their monthly bill close to the beginning of the open enrollment period, when they will be able to take action should they choose to do so.”
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